Call Us 704-549-1222 ☰ ˟
Kevin Brewer & Associates
Call Us 704-549-1222
  • Placeholder
  • Our Agency
    • About Us
    • Our Employees
    • Our Locations
    • Our Providers
    • Our Reviews
    • Nationwide Coverage
    • Privacy Policy
  • Products
    • Auto InsuranceImage of right arrow
      • Collision Coverage
      • Comprehensive Auto Insurance
      • Liability Coverage
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Personal Injury Protection (PIP)
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist Coverage
    • Home InsuranceImage of right arrow
      • Condo Insurance
      • Homeowners Liability
      • Landlords Insurance
      • Mortgage Protection Insurance
      • Property Insurance
      • Scheduled Property Insurance
    • Other Personal InsuranceImage of right arrow
      • Personal Umbrella & Identity Theft
    • Life InsuranceImage of right arrow
      • Disability
      • Group Life Insurance
      • Long-Term Care Insurance
      • Individual Life Insurance
      • Mortgage Protection Insurance
      • Second-To-Die Policy
    • Health InsuranceImage of right arrow
      • Long-Term Care Insurance
    • Powersports Vehicle InsuranceImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • Snowmobile Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Builder's Risk insurance
      • Insurance for Arborists
      • Condo Association Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
    • Coverage for Your BusinessImage of right arrow
      • Leave Management
      • Loss Control Insurance
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Get A Quote
    • Annuity Quote
    • Auto Insurance Quote
    • Boat Insurance Quote
    • Business Insurance Quote
    • Condo Insurance Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Long-Term Care Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Renters Insurance Quote
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • Blog
  • Contact
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Investment Icon

Business & Commercial

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Long Term Care Icon

Long Term Care

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Does Flood Insurance Cover Backed Up Sewer Lines?
FRIDAY, AUGUST 6, 2021

Does Flood Insurance Cover Backed Up Sewer Lines?

For those who live in a high-risk area, flooding insurance is a must have. While it may be a difficult policy to obtain and it can be expensive, it can provide significant financial support to individuals who are likely to experience a flood. But, what does that mean to you? If you have flood insurance that does not mean that all types of flooding events are covered. For those struggling with a sewer backup, policy coverage can be limited in some cases. 
Stormy weather ahead sign
Unfortunately, when a sewer backup, the home can suffer significant damage and it can lead to thousands of dollars in property loss. The damage can include furniture, electrical systems, floors, and damage to the walls. If you’ve selected a property insurance policy that includes sewer damage protection, which generally is not expensive, it can help to cover the losses related to these types of instances. 

Flood insurance generally is related to flooding from weather events. In some situations, this can be the cause of your sewer backup. However, it is more common that sewers become backed up as a result of an aging system, combined pipelines, or blockages. When it comes to determining if you have coverage for the losses, this depends on the insurance you maintain. 

For example, most standard property insurance plans such as home insurance, will provide coverage for sewer damage that is not due to maintenance-related issues or normal wear and tear. Some policies also feature a loss of use component. This means that if your home becomes inhabitable while the cleanup happens, it will help to cover those losses as well. If the flooding of your basement is brought on by a weather-related event, such as a hurricane or rising waters from rain, then your flood insurance is likely to kick in to help support your losses. 

If you’ve experienced any type of flooding and you have flood insurance, contact your insurance carrier today to discuss your needs. If you don’t have proper flood insurance and property insurance for sewer coverage, it may be time to update your policy to include it. This can make a big difference in the overall protection you have when an incident occurs. 
Posted 5:40 PM

Tags: flood insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020

  • auto insurance(6)
  • bop insurance(4)
  • home insurance(3)
  • life insurance(3)
  • builders risk(2)
  • business insurance(2)
  • commercial auto insurance(2)
  • workers compensation insurance(1)
  • cyber liability insurance(1)
  • professional liability insurance(1)
  • general liability insurance(1)
  • car insurance(1)
  • business owners policy(1)
  • workers compensation(1)
  • term life insurance(1)
  • kevin brewer and associates(1)
  • liability insurance claims(1)
  • flood insurance(1)
  • professional liability(1)

View Mobile Version

Get In Touch!
704-549-1222

Contact Us
Facebook Googlel Facebook

Resources

  • Get A Quote
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog

Contact Us

1981 J N Pease Pl, Suite 202
Charlotte, NC 28262

P: 704-549-1222 | Fx: 704-549-9978 | info@kevinbrewerassociates.com
© Copyright 2021. All rights reserved. | Powered by Insurance Website Builder