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Kevin Brewer & Associates
Call Us 704-549-1222
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Construction Insurance


Construction Insurance Information

Construction insurance plays a crucial role in the construction sector, offering vital financial protection against various risks and liabilities that may emerge throughout the process of a construction project. In an industry with risks including accidents, injuries, property damage, legal disputes and project delays, having construction insurance is essential for the financial well-being and success of contractors, builders and project owners.

What Is Construction Insurance?

Construction insurance is designed to provide financial protection for individuals and businesses in the construction industry. It can encompass various types of coverage relevant to construction professionals. Coverage is generally customizable but may include protection for tools, equipment, building materials, property damage, liability exposures and other risk areas pertinent to the construction sector. This insurance is essential because construction projects can be complex and involve various risks that could lead to financial losses or legal liabilities.

How Much Is Construction Insurance?

The pricing of construction insurance is subject to significant variability, contingent upon various factors. These factors include the scale and complexity of the construction project, the specific type of coverage required, the project’s location and the associated risk factors related to construction activities. Insurance providers analyze these elements to establish the premium for construction insurance.

Those engaged in construction projects must collaborate closely with insurance professionals to thoroughly assess their unique needs and risks. They can obtain quotes from different insurers to find the most cost-effective and comprehensive coverage for their construction project. Additionally, insurance costs may be influenced by the chosen coverage types, such as liability coverage, builders risk insurance and other specialized policies tailored to the construction industry.

Is Construction Insurance Important?

Construction insurance is essential for safeguarding financial interests, mitigating risks, ensuring legal compliance, meeting contractual obligations, enhancing reputation and providing peace of mind. Contact Kevin Brewer & Associates to discuss your construction insurance policy. We can make coverage recommendations to ensure your operations are adequately protected.

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1981 J N Pease Place, Suite 202
Charlotte, NC 28262


101 Oakley Drive
Harrrisburg, NC 28075


P: 704-549-1222 | Fx: 704-549-9978 | info@kevinbrewerassociates.com
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